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MUFG Union Bank Independent Fraud Senior Risk Analyst, Vice President in Tempe, Arizona


Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2020).In the Americas, we’re 13,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, developing positive relationships built on integrity and respect. It’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. We’re a team that accepts responsibility for the future by asking the tough questions and owning the solutions. Join MUFG and be empowered to make your voice heard and your actions count.

Job Summary:

The Independent Fraud Risk Senior Analyst reports into the Head Independent Fraud Risk Management, as part of the Operational Risk Management function. You will provide oversight of MUAH and MUFG Bank US Branches fraud risk programs including Fraud risk assessment review/challenge routines, aggregated risk reporting, fraud approval for new products, assuring performance adheres to approved risk appetite, and providing industry guidance/reporting around emerging threat and trend. You will have responsibility for first line of defense fraud risk activities.

Major Responsibilities:

  • Provide ongoing independent review and challenge for First Line of Defense (FLoD) fraud risk activities and compliance with the Fraud Risk Program.

  • Support fraud working group(s) of key partners discussing fraud risks and mitigation measures.

  • Provide aggregated reporting dashboard of fraud risk by entity (assessment and performance).

  • Track fraud program risk appetite by entity and escalate breaches.

  • Annually, review, assess, and provide feedback on the reasonableness of FLoD Fraud Operations program, loss plan and risk appetite thresholds.

  • Develop monthly performance discussions with FLoD Fraud operations, to review performance, risks and emerging threat.

  • Review, analyze and independently evaluate FLoD Fraud risk assessment submissions.

  • Perform ongoing monitoring and analysis of fraud key risk metrics, to flag emerging threat and exposure to senior leadership.

  • Develop required fraud FLoD key risk metric and reporting routines.

  • Work closely with industry partners/peers to stay abreast of evolving risk/threats and industry practices.

  • Assist with the development of fraud guidance chapters for policy to support the development of Control Objective requirements for FLoD.

  • Assist in the development of Enterprise Fraud training modules/workshops, to assure content is current and business cases developed to keep awareness across the firm high.



  • Typically, requires a BA/BS degree and 7 years direct work experience in fraud management / fraud operations in the financial industry.

  • Requires extensive knowledge of fraud management operations from both process and technology perspectives.

  • Excellent skills in fraud/risk assessment analysis, identifying fraud trends and signs of changing risk levels.

  • Ability to build collaborative and productive working relationships, consensus and a sphere of influence with business teams and others across all functions.

  • Team player who can excel in a dynamic environment with a strong desire to continuously improve and learn new things.

  • Excellent communications skills, both oral and written with experience presenting to senior level management.

  • Experience managing challenging discussions with senior leaders, with the ability to influence regardless of hierarchy/reporting lines.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

Job: Risk

Primary Location: ARIZONA-Tempe

Schedule Full Time

Shift Day

Req ID: 10038696-WD